Test Manual Deal
Acme Energy S.L. · Active
Some data gaps or assumptions — review before distributing.
Alter5 Assessment
CONDITIONAL GO
Alter5 Fit
45/100
Investor Appeal
72/100
Headline Terms
| Term | Value | Tag | Note |
|---|---|---|---|
| Tenor | 3–7 years | CONVENTION | Exact tenor preference not provided by sponsor — add to Q&A |
| Amount | EUR 5,000,000 | CONFIRMED | Within EIF max ticket of EUR 7.5M if eligibility confirmed |
| Sizing | — | PENDING | BLOCKING — EBITDA required to calculate max debt capacity. Bank market: EBITDA × 4.0x; Debt fund market: EBITDA × 5.0x. No financial data provided. |
| Currency | EUR | CONFIRMED | — |
| Seniority | Senior | CONFIRMED | — |
| Template Key | corp_standard | CONFIRMED | Vanilla corporate loan. No external guarantee or asset pledge. Sized on EBITDA/leverage. |
| Upfront Fee Bank | 50 bps | CONVENTION | — |
| Upfront Fee Fund | 100 bps | CONVENTION | — |
| Icr Covenant Bank | ≥ 2.5x | CONVENTION | — |
| Icr Covenant Fund | ≥ 2.0x | CONVENTION | — |
| Pricing Bank Market | E+ 200–400 bps | CONVENTION | Sector fallback applied (no specific energy convention for ES). Apply with caution pending sector confirmation. |
| Eif Guarantee Structure | EIF Sustainability Portfolio Guarantee (up to 70% guarantee rate) — PENDING ELIGIBILITY | CONVENTION | Max EUR 7.5M per Final Recipient (EUR 15M in Cohesion/JTF regions). Available via EIF financial intermediaries only (Nomura, Ibercaja, China Construction Bank identified in shortlist). Subject to EIF eligibility confirmation. Instrument CANNOT be offered until category is confirmed as SME or Small Mid-Cap. |
| Pricing Debt Fund Market | E+ 400–800 bps | CONVENTION | Sector fallback applied. Apply with caution pending sector confirmation. |
Critical Q&A — 11 questions
What is the company's EBITDA for financial years n, n-1, n-2?
What is the exact energy sub-sector activity? (e.g. solar PV, onshore wind, BESS, energy efficiency, grid infrastructure, EV charging)
What is the use of proceeds / purpose of the loan?
What is the headcount (number of employees) for years n, n-1, n-2?
What is the annual revenue (EUR) for years n, n-1, n-2?
What is the total balance sheet (total assets, EUR) for years n, n-1, n-2?
Who are the shareholders of Acme Energy S.L.? Please provide: name, entity type (PE / VC / industrial / public / individual), and percentage ownership.
Does the company have any existing financial debt (bank loans, bonds, leases)? If so, what is the current net debt figure?
What security package is the company able to offer? (e.g. share pledge, asset pledge, cash flow assignment, personal guarantee)
What is the desired loan tenor and repayment structure (bullet, amortising, or hybrid)?
Is the company's registered office or principal operations located in an EU Cohesion Region or Just Transition Fund (JTF) region? (If yes, EIF max ticket may increase to EUR 15M)
Analysis Info
Re-running will overwrite the current draft analysis.
Matched Investors
(10)Top scorer. Geography unconstrained, EUR 5M within ticket range, return strategy (high single digit) aligned with corporate loan profile.
Geography unconstrained, EUR 5M within ticket range. Sector not excluded.
EIF financial intermediary ⭐. Can deploy EIF Sustainability Portfolio Guarantee if Acme Energy confirmed as SME/Small Mid-Cap.
Geography unconstrained, EUR 5M within ticket range.
EIF financial intermediary ⭐ with strong Spanish domestic presence. Particularly well-suited if Acme Energy is Spain-based SME.
Spanish debt fund, active in SME/mid-market lending, geography unconstrained.
Geography unconstrained, ticket size fits.
Corporate lending specialist, European focus, geography unconstrained.
Geography unconstrained, ticket size fits.
EIF financial intermediary ⭐, geography unconstrained, ticket size fits.