Test Manual Deal 2
Active
Some data gaps or assumptions — review before distributing.
Alter5 Assessment
CONDITIONAL GO
Alter5 Fit
35/100
Investor Appeal
72/100
Headline Terms
| Term | Value | Tag | Note |
|---|---|---|---|
| Tenor | — | PENDING | Not provided. Indicative fallback convention: 3–7 years (partial match — geography ES, corporate_general senior). BLOCKING — must be confirmed by sponsor. |
| Amount | 5,000,000 | CONFIRMED | EUR 5,000,000 as stated. |
| Sizing | — | PENDING | EBITDA not provided. TWO-PASS sizing is BLOCKED. Bank max = EBITDA × 4.0x; Debt Fund max = EBITDA × 5.0x (fallback conventions, partial geography match). BLOCKING — EBITDA required to confirm or challenge the EUR 5M request. |
| Pricing | — | PENDING | Cannot be proposed without confirmed sector, jurisdiction, and EBITDA. Indicative fallback range (partial match, treat as illustrative only): Bank market 200–400 bps; Debt Fund market 400–800 bps. Lender segment finalisation also required. |
| Currency | EUR | CONFIRMED | — |
| Upfront Fee | — | PENDING | Indicative fallback: Bank 50 bps; Debt Fund 100 bps (partial match). Requires confirmed jurisdiction and sector to apply correct convention. |
| Template Key | corp_standard | CONFIRMED | Vanilla corporate loan. No external guarantee or asset pledge. Sized on EBITDA/leverage. Alternatives available: corp_parentcompanyguarantee, corp_assetbacked, corp_holdco, corp_eif. |
Critical Q&A — 8 questions
What is the sponsor/borrower legal name, jurisdiction of incorporation, and primary sector of activity?
Please provide the borrower's EBITDA for the last 3 financial years (and LTM if available). Without EBITDA, debt sizing is PENDING and the deal cannot be distributed to investors.
What is the requested loan tenor (years)?
What is the intended use of proceeds?
Please provide headcount (current year + prior 2 years), total revenue, and total assets for EIF / InvestEU eligibility assessment.
Please provide the full shareholder structure (name, entity type, % ownership) to assess group contamination risk for EIF SME / Small Mid-Cap classification.
What security package is proposed (e.g., share pledge, asset charge, personal guarantee, parent guarantee)?
What is the borrower's existing net debt (if any)? Required to calculate headroom under bank and debt fund leverage conventions.
Analysis Info
Re-running will overwrite the current draft analysis.
Matched Investors
(10)No geography constraint — passes all deals. Ticket EUR 5M within range. Return mandate (high single digit) aligns well with the deal profile. Highest scored investor in this run.
Pan-European mandate, no geography restriction. Ticket size matched. Partial structure/seniority match.
Pan-European mandate, ticket size matched. EIF financial intermediary — relevant if EIF eligibility confirmed.
Pan-European mandate, ticket size matched. Partial structure match.
Pan-European mandate, ticket size matched. EIF financial intermediary.
Pan-European mandate, ticket size matched. Partial structure match.
Pan-European mandate, ticket size matched. Partial structure match.
Pan-European mandate, ticket size matched. Partial structure match.
Pan-European mandate, ticket size matched. Partial structure match.
Pan-European mandate, ticket size matched. EIF financial intermediary.